Banking Options and ATM

There are plenty of ATM in cities and most will accept cards issued by any of the major international banking networks such as Plus, Cirrus, etc. Major credit cards such as Visa, MasterCard, JCB, and American Express are readily accepted in most of the tourist class hotels, restaurants, airlines and major tourist merchants. Some hotels, travel agencies and airlines accept payments in foreign exchange.

Some of the most popular commercial banks in Nepal are Nabil Bank, NMB Bank Nepal, Himalayan Bank, Nepal Investment Bank, NIC Asia Bank, Standard Chartered Bank Nepal, Kumari Bank, Rastriya Banijya Bank, Nepal SBI Bank, NCC Bank Limited, Siddhartha Bank and many more.  All the major commercial banks have their ATM kiosks set up in the major cities throughout the country.Your international card will work in Nepal or not depends on which network it’s on and the ATM provider that you will be using. 

Every transaction charge fee for processing the cards. Visitors need to understand that this transaction fee is enforced by the banks and not the merchant. The charge is usually around 4% for all major cards while for American Express, it is considerably higher at around 7%.